Attention homeowners in Temperance and Monroe County: Need an appraisal?

The top seven reasons MI homeowners need Kasza's Appraisal Service, LLC:

  1. To get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
  2. To challenge a MI property tax assessment
  3. To reduce their mortgage payment by removing PMI
  4. To reinstate your Home Equity Line of Credit (or HELOC)
  5. Verify a different appraiser's report
  6. In the case of a MI divorce, where real estate needs to be divided
  7. Settle an estate in MI by determining the true market value of real estate in question

Own a home in or near Temperance, MI and need help deciding the value of it?
Contact Kasza's Appraisal Service, LLC.

We at Kasza's Appraisal Service, LLC understand the unique needs of a customer in need of appraisal services. The appraisal process and reporting formats are familiar to our business clients like banks, lawyers, and accountants. As our non-traditionalclient, we will give you extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present our findings.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your own home because you probably have an emotional attachment to it. Our professional appraisers at Kasza's Appraisal Service, LLC are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is a very important negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your property will attract buyers. It gives you something tangible to show your buyer. An appraisal is an independent third party's opinion of your home's value -- not just how much your home is worth. Potential buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to a qualified appraiser's value conclusion than yours.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a fashionable way to save money for homeowners. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your home. In most cases you can apply to your lender to have the PMI canceled from your loan. We are veterans in helping clients just like you dismiss unnecessary PMI insurance.

Challenge Tax Assessment

Your local tax assessor may have your home overvalued if you live in an area that is going down or is not appreciating as much as other properties nearby. This means you're going to pay higher taxes than you should be paying. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal report from Kasza's Appraisal Service, LLC is your perfect weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

If your property is close to a declining area, your lender may just choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be difficult and inconvenient from a cash flow angle, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. Kasza's Appraisal Service, LLC can help you reinstate your home equity line of credit with a professional appraisal.

Field and Desktop Appraisal Review Services

Have you just gotten a copy of your appraisal and you'd prefer to have a veteran appraiser double-check it for precision or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? Kasza's Appraisal Service, LLC offers field reviews where we'll go out and check the subject and comps. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Kasza's Appraisal Service, LLC can help with that too. While typically requested by banks, you may want to exploit this service if you suspect mortgage fraud related to your home.